Insurance / Financial


Here at Lasting Smiles of Willow Grove, we accept all insurance plans: Aetna, Blue Cross Blue Shield, Cigna, Delta Dental, Guardian, MetLife, United Concordia, and many more…

We are a preferred provider for most PPO plans, which means a lower deductible and a lower co-payment for you.  We are even a participating provider for some union insurance plans. If we are not on your insurance list, please give us a call and we will verify coverage options with your insurance company.

If you provide us with your dental insurance information, we will be glad to call your insurance company on your behalf to verify your coverage and type of plan you have.  We will also file your claim, but please remember you are ultimately responsible for all charges.

We will estimate to the best of our abilities the amount you are responsible for paying.  These are not guaranteed estimates that the insurance company will pay the remaining amount.  You ultimately are responsible for paying your portion for services at the time service is rendered. Your payment would include deductibles and any non-covered procedures.

If you have any questions about your dental insurance benefits, please call our office at 215-366-5678 or 215-634-7004 and our staff will be glad to answer them for you.

We are proud to extend a generous discount to dependents of all military personnel currently deployed in a war zone.

Here at Lasting Smiles of Willow Grove, we accept all major methods of payment:

  • Cash
  • VISA, MasterCard, and Discover, and Debit Cards
  • Checks (excluding your first visit)


We take pride in being different than most cookie-cutter dental practices. Unlike many other offices, our doctor and treatment coordinator work in close collaboration.

We strongly believe that what you need as a patient is a sound plan that seamlessly coordinates both the clinical and the financial aspects of the treatment.  This is why Dr. Sulzbach will sit down with you and present a treatment plan he has prepared for you.  After you and the doctor have discussed all clinical aspects of the proposed treatment plan, Dr. Sulzbach and the treatment coordinator will take the time to listen to any questions or concerns you may have regarding finances.  They can custom design a financing plan that you as the patient are comfortable with.

We offer a variety of financing options, ranging from Care Credit, Lending Club no interest plans and our own “in house financing” option.

Should you decide to pre-pay your portion of the entire treatment plan, we will extend a generous 5% bookkeeping discount.


Dental Insurance doesn’t cover it all…

Whether you have dental insurance or not, many specific services are not covered.  Care Credit can help you achieve the beautiful smile you’ve always wanted with low monthly payment plans designed to fit your financial needs.

If Dr. Sulzbach recommends a procedure that you are not financially ready for, or you desire cosmetic dentistry, you can get your procedure done sooner with Care Credit.  You can also use Care Credit for follow-up appointments or various procedures.  We can assist you with the application in our office, where you will know instantly if you qualify for Care Credit.

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